Home Buying Guide - FAQ

Frequently Asked Questions

What is the difference between a manufactured home and a modular home?
While both manufactured homes and modular homes are built in a factory environment, there are some differences between the two. The main source of difference between modular and manufactured homes is the code to which they are built. Manufactured homes are built to a federal HUD code, while modular homes are built to state or local residential building codes.

How is factory built housing different than site built homes?
Factory built homes are built off site in a controlled manufacturing environment. Each home is built in sections, or modules, and then transported to the site where they are installed on permanent foundations, and completed by professional installers. Approximately 80% - 90% of factory built construction takes place indoors where materials are protected from the elements and a consistent workforce assembles the home in over 25 different stations.

Do manufactured and modular homes use the same building materials as site built homes?
Yes.  Both manufactured and modular homes use the same or similar building materials as site built homes. In a cut section view, you’ll see everything from roof trusses to structural floor decking and 2x4 or 2x6 exterior walls. In the ceilings you’ll primarily see blown cellulose insulation, along with fiberglass batts in the wall cavities. Detailed specifications are available at your local Champion retailer

What kind of features can I get in a manufactured or modular home?
Champion offers features you might not expect in factory-built housing, including numerous floor covering options, vaulted ceilings, entertainment centers, glamorous master bathrooms, state-of-the-art kitchens with stainless steel appliances, fireplaces, custom cabinetry, finished drywall, bay windows and porches just to name a few. Find a Home to begin searching for your dream home and view our photo galleries to see examples of the features we offer.

Where can I find pricing information for Champion manufactured and modular homes?
Champion sells our homes through a large network of independently-owned retailers and small builders located throughout the country. Pricing information on specific homes can be found through these retailers. They will be able to quote homes based on the foundation you need, options you desire and any site work necessary. Find a retailer in your area for more information.

Where can I find information about financing a manufactured or modular home?
From pre-approval through closing, your local Champion retailer has the expertise to guide you through the financing process.  They’ll be able to provide you with local and national banks, and the credit unions they have experience with and explain the different types of loan programs available. 

Can I purchase homes directly from the factory?
No. The HUD code for manufactured housing requires manufacturers to sell homes through licensed retailers.  

Where can I go to tour a model that I see online?
Our homes are set up at retail sales centers across the country. Find a local manufactred or modular home retailer in your area. Champion recommends that you contact the local retailer before you visit to determine their hours of operation and which homes they have in inventory for you to tour.

How long does it take to build a manufactured or modular home?
The modules for a home are typically completed in less than two weeks from the start of construction at the factory. Once they are shipped, they can be installed and completed within 30 to 90 days depending on the complexity of the home and the on-site work necessary. If everything goes well with the financing source you choose and the development of your land, then the process could be completed in approximately 90 days.

Does Champion build homes with two stories?
Yes, Champion builds all different types of homes including Ranches, Two-Story and Cape Cod style homes.  

Can factory built homes be placed on basements?
Both manufactured homes and modular homes can be placed on a basement or crawl space. The specifications for doing so vary from region to region, but both are possible. At Champion, we offer a few different foundation prints to assist the retailer and setup crew with the design of the foundation you decide to use.

Do your Cape Cod models come with a finished upstairs?
Our Cape Cod floor plans are shipped with a finished first floor and the second floor can be finished as additional living space on-site. Whether you want a few more bedrooms and a full bath or a large bonus room for games and entertaining, one of our independent retailers can work with you to design and finish the second floor area to meet your needs. 

Where can I find the value of my current Champion Home?
Champion does not place values on manufactured homes and real estate. You may want to consult with a local real estate appraiser or visit the manufactured housing section of www.nadaguides.com for this information. 

Where can I find information about used, repossessed or foreclosed manufactured and modular homes in my area?
Champion does not provide information about the sale of used, repossessed or foreclosed homes. We only sell new homes through our network of dealers, retailers and small builders. Local realtors may have information about used, repossessed and foreclosed manufactured and modular homes.

Where can I find the serial number of my current Champion manufactured or modular home?
There are three possible locations for the serial number:

1. The title document for the home (HUD code manufactured homes only).
2. Stamped onto the I-beam at the hitch end of the home.
3. On the data plate which is an 8.5 by 11 sticker located inside one of the kitchen cabinets or on a closet wall.

Not finding what you are looking for? Please contact us for more information about manufactured and modular homes.

In the News

Champion donates a modular home to a United States veteran. The home is customized for wheelchair/universal access. The donation served as thanks to Waldemar Alameda for his service to his country.. 

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In the News

Two Genesis by Champion modular homes built in one day on Delmar Street, North End Village in Detroit, Michigan. Southeast Michigan-Based companies demonstrate how modular building can quickly improve detroit's housing stock, providing an affordable choice and changing lives ...

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Project Spotlights

Elevating Expectations for Hotel Construction (Sheridan, Wyoming)
A short building season, few qualified crews and a hard-to-reach mountain setting posed challenges to the developer. Genesis modular construction helped overcome these obstacles while accelerating the building of this 48-room resort hotel by three months over site-built methods.

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