What is a CrossMod™ Home?

July 31, 2026

Manufactured homes offer a great solution for anyone looking for an attainable home. They can cost less, and they can be quicker to build than site-built homes.

A specific category of manufactured homes, called CrossMod homes (or crossover modern homes) offers a high-end, energy-efficient, and affordable alternative. 

CrossMod homes combine the best of on-site and off-site built housing, complying with state and local building standards. They offer amenities typically found in site-built homes, such as garages, carports, pitched roofs, and energy-efficient features.

Key Takeaways: CrossMod Homes

  • CrossMod homes are a cost-effective housing option for first-time home buyers, growing families, and those looking to downsize.

  • They offer the attainability and quicker build times of offsite-built homes combined with the features and aesthetics of site-built homes.

READ MORE: The Difference Between Manufactured and Modular Homes

Benefits of CrossMod Homes

CrossMod homes have gained popularity in recent years due to the many advantages they offer over conventional manufactured homes.

Here are some of the unique benefits of CrossMod homes: 

  • Increased property value: Because CrossMod are classified as real property and have many features similar to traditional site-built homes, they can appreciate in value at a similar rate. This makes them a wise investment for those looking to build equity over time. 

  • Financing: CrossMods are available for mortgage loan financing with favorable interest rates and 30-year terms through programs like Fannie Mae MH Advantage™ and Freddie Mac CHOICEHome® mortgages.    

  • Durability: CrossMod homes are built to withstand harsh weather conditions and are designed to last for many years.

  • Affordability: CrossMod homes can be more affordable than traditional site-built homes, making them an attractive option for first-time homebuyers and those looking to downsize. 

  • Location flexibility: CrossMod homes can be placed on a variety of different lots, including urban, suburban, and rural settings. This gives homeowners more options when it comes to choosing a location for their home.

READ MORE: What Do I Expect When I Visit a Manufactured Home Retailer? 

Unique Features of CrossMod Homes

CrossMod homes are classified as real property, affixed to permanent foundations, and have a higher resale value than other types of manufactured homes. They offer cost savings compared to site-built homes, making them an attractive option for homebuyers. 

READ MORE: Figuring Out Where to Put a Manufactured Home

What is a CrossMod™ Home?

Want more information about buying a manufactured home that you can add a garage to? Our team would love to be a resource for you. Find the best Champion home for you, or contact a Champion retailer in your area. 

Contact our Homebuyer & Homeowner Assistance line Monday–Saturday 8am–8pm EST at 877-201-3870, or fill out our contact form and a member of our team will reach out to you.


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