Home Buying Process

Steps on how to buy a manufactured home

Buying a Manufactured or Mobile Home

Beyond just building a house, Champion and our independent retailers and builders are committed to making your new home buying experience enjoyable and as stress free as possible. Buying a manufactured home doesn't have to be complicated! The following manufactured and modular home buying guide is designed to help you understand the home buying process for manufactured and modular homes and the roles of your Champion manufacturing facility and the independent retailer or builder you purchase your new home from.

Step 1: Selecting the home design that’s right for your family

Champion builds over 2,000 unique home plans across North America, ranging from 400 sq. ft. to over 4,000 sq. ft., including ranches, Cape Cod and two-story designs. You can view modular, manufactured and mobile home plans for your region on our website using the Find a Home search or visit one of our retailers locally. The Find a Home search will list floor plans available in the area (city and state) you specify. You can also select some additional amenities, such as bedrooms, bathrooms and square footage to refine your search results.

Get started today! Search for manufactured and modular home plans in your area.

Step 2: Visit a local Champion retailer and tour a Champion home

There’s no better place to create the home of your dreams than at a Champion retail sales center. What can you expect from them? Friendly, knowledgeable and experienced housing consultants ready to make your dream of owning that perfect home a reality.

When you visit one of our retailers, you’ll discover a multitude of available features that you may not have expected in factory-built housing, including numerous floor covering options, energy saving packages, built-in specialty cabinets, computer/office areas, spa-style bathrooms, fireplaces and custom cabinetry, just to name a few. Your local retail salesperson will help educate you on all the standard and optional features, and guide you through the selections for your new home.

Once you’ve made your selections, your sales associate will be able to provide you with a quote for the home including shipping, foundation, site prep, home setup and any site work necessary to complete your new home.

Step 3: Obtaining financing and ordering your home

From pre-approval through closing, your local Champion retailer has the expertise to guide you through the financing process. They’ll be able to provide you with local and national banks, and the credit unions they have experience with and explain the different types of loan programs available.

Once your financing is in place, your retailer will review your final option and décor selections and proceed with ordering your home.

Step 4: Building and installing your home

When your home is ordered, Champion will schedule it for production. Building the modules for most homes is usually complete within 60 days of the order date. The modules are then shipped to the home site for installation. While Champion is building the modules for your home, your local retailer will be working with you to obtain the necessary building permits, preparing your lot for building, installing the foundation, and planning for utility hookups and other necessary site work. Local building officials will inspect the project on site at various stages and issue a certificate of occupancy when everything is completed. Once approved for occupancy, you’re off to closing with your lender and on to moving in and enjoying your new home.